Retail and Wholesale

Barclays is a trusted partner to many leading UK retail and wholesale businesses, providing innovative banking and financing solutions to meet the challenges of this fast-evolving sector.

2023 Sector Outlook

Retail and Wholesale

Karen Johnson, Head of Retail and Wholesale, looks back over a year of two halves in 2022 and considers the opportunities this year for businesses to build sustainable models and embrace data.

Industry challenges and opportunities

  • Structural change as more and more retail is carried out online
  • Consumer confidence levels in changing economic climate
  • Changing consumer lifestyles and spending patterns
  • Fast growth/digital disruptors entering the retail market
  • Changing face of the high street.

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Challenging times present opportunity to embrace new practices

Head of Retail and Wholesale, Karen Johnson, looks back over a year of two halves in 2022 and considers the opportunities this year for businesses to build sustainable models and embrace data.

Client advantages

As well as a dedicated Relationship Director you will also have access to a variety of products and solutions. Click on the areas below to find out more about how Barclays can support you.

Expertise to support your ambitions

We provide specialists in key areas of the retail and wholesale sector to provide focused insight and support to every business.

Find out about industry solutions



Discover flexible, expert financing solutions built around your business – from meeting day-to-day expenditure to funding your ambitions for growth.


Trade Solutions

With an international network of local trade specialists, we offer a range of solutions to help you execute and expand your trading activities with confidence.


Cash Management Solutions

We can help ensure cash is working hard for you across your whole business – from seamless coordination of payments to efficient treasury management.


Fraud Protection

Fraudsters are working as hard as you are. Our content can help you stay ahead of them.

Industry lead

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Get in touch

To discuss your business requirements and how Barclays can support you, contact us today.