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Asset Finance

Whatever vehicles, equipment or machinery you need to realise your business ambitions, Barclays offers a range of flexible purchase, lease and hiring solutions to manage capital outlay and optimise your cashflow.

Solutions to your objectives
 
  • To grow your business, you may need to invest in new assets, such as vehicles, equipment or plant and machinery
  • Barclays Asset Finance provides a flexible way to finance assets via a range of purchase, lease and hiring options
  • We can offer products that optimise your cashflow and may require no deposit or additional security
  • Our asset finance specialists can work with you to review your business needs and offer you the right solution.

To grow your business, you may need to invest in new assets, such as vehicles, equipment or plant and machinery.

 

This can be expensive.

 

Asset finance can help you acquire what you need without tying up valuable cash reserves.

Repayments can be matched to the income generated by the asset and your cashflow cycle.

 

Funding is usually secured against the asset itself and the application process is simple.

 

If your business is a small to medium enterprise (250 employees or less, and turnover of less than €50m), you could also be eligible to receive a cash back payment on completion through our collaboration with the British Business Bank and their ENABLE Guarantee Programme, designed to encourage additional lending to smaller businesses.

 

To find out more on how we can support your business, speak to your Relationship team or visit our Asset Finance page.

 

The ENABLE Guarantee programme is managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy and Industrial Strategy.

 

Learn more at: british-business-bank.co.uk

 

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Disclaimer


Barclays offers corporate banking products and services to its clients through Barclays Bank PLC.  This video is not intended to give rise to any legal relationship between Barclays and you or any other person. You must consult your own professional advisers prior to making a determination as to whether to purchase any product, enter into any transaction of financing or invest in any securities to which this video relates. Although the statements of fact in this video have been obtained from and are based upon sources that Barclays believes to be reliable, Barclays does not guarantee their accuracy or completeness.

 

Neither Barclays, nor any officer or employee thereof, accepts any liability whatsoever for any direct or consequential losses arising from any use of this video or the information contained herein, or out of the use of or reliance on any information herein.

 

Barclays Bank PLC is registered in England (Company No. 1026167) with its registered office at 1 Churchill Place, London E14 5HP. Barclays Bank PLC is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority (Financial Services Register No. 122702) and the Prudential Regulation Authority. Barclays is a trading name and trade mark of Barclays PLC and its subsidiaries.

What can asset finance do for you?
 
  • Enables you to preserve capital and generate income from your new assets while paying for them
  • Provides flexible funding profiles, so you can match repayments to your cashflow cycles and streamline your finances
  • Alleviates the risk and responsibility of ownership.
  • This allows you to take advantage of the immediate cashflow benefits of leasing. It also gives your company the opportunity to buy the asset outright for a nominal fee at the end of the agreed term.

    You can choose the agreement, terms and interest rate structure that best suits your requirements, including the size of initial deposit you wish to make.

  • You may be able to finance up to 100% of the purchase price of an asset with this option, minimising any deposit or capital expenditure on your behalf.

    You agree the periodic rentals to be paid in return for the asset and, at the end of the term, you have the option to rent the asset for a nominal sum or to sell it and retain most of the proceeds. Your cashflow will be eased as VAT is payable on the rentals only, not the purchase cost of the asset.

  • This is ideal for businesses that need an asset for a period of time, but do not want to actually purchase it.

    You can benefit from the use of an asset and the income it generates. Rental payments can be tailored to match the income generated by the asset itself, or to suit your business cashflow needs.

    At the end of the lease, you will have the option to extend the agreement or simply return the asset to us, which will remove your responsibility for – and the cost of – compliant disposal.

  • Green Asset Finance supports the finance of a variety of green assets through lease purchase, finance and operating leases.

    Qualifying green assets cover a variety of thematic projects including energy efficiency, renewable energy, green transport, sustainable food, agriculture and forestry, waste management and greenhouse gas emission reduction.

    Green Asset Finance requires that proceeds are used for the stated qualifying assets. We follow our standard lending procedures in assessing each credit and conduct due diligence in line with our Green Product Framework1.

    1Barclays Green Product Framework

    The Barclays Green Product Framework defines all eligible activities for Green Asset Financing. It has been developed in collaboration with Sustainalytics, a leading expert in Environmental, Social, Governance (ESG) and corporate governance research and ratings.

    Download Barclays Green Product Framework (PDF 585KB)†

Important information

  • This product is primarily available to UK corporates
  • Barclays Asset Finance is a member of the Finance & Leasing Association (FLA). Terms and conditions apply; please ask for details
  • The product referred to in this webpage is subject to separate terms and conditions
  • Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing.

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