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Corporate banking solutions

Asset Finance

Whatever vehicles, equipment or machinery you need to realise your business ambitions, Barclays offers a range of flexible purchase, lease and hiring solutions to manage capital outlay and optimise your cashflow.

Solutions to your objectives
 
  • To grow your business, you may need to invest in new assets, such as vehicles, equipment or plant and machinery.
  • Barclays Asset Finance provides a flexible way to finance assets via a range of purchase, lease and hiring options.
  • We can offer products that optimise your cashflow and may require no deposit or additional security.
  • Our asset finance specialists can work with you to review your business needs and offer you the right solution.
What can asset finance do for you?
 
  • Enables you to preserve capital and generate income from your new assets while paying for them.
  • Provides flexible funding profiles, so you can match repayments to your cashflow cycles and streamline your finances.
  • Alleviates the risk and responsibility of ownership.
  • Lease Purchasing Lease Purchasing

    This allows you to take advantage of the immediate cashflow benefits of leasing. It also gives your company the opportunity to buy the asset outright for a nominal fee at the end of the agreed term.

    You can choose the agreement, terms and interest rate structure that best suits your requirements, including the size of initial deposit you wish to make.

  • Finance Lease Finance Lease

    You may be able to finance up to 100% of the purchase price of an asset with this option, minimising any deposit or capital expenditure on your behalf.

    You agree the periodic rentals to be paid in return for the asset and, at the end of the term, you have the option to rent the asset for a nominal sum or to sell it and retain most of the proceeds. Your cashflow will be eased as VAT is payable on the rentals only, not the purchase cost of the asset.

  • Operating Lease Operating Lease

    This is ideal for businesses that need an asset for a period of time, but do not want to actually purchase it.

    You can benefit from the use of an asset and the income it generates. Rental payments can be tailored to match the income generated by the asset itself, or to suit your business cashflow needs.

    At the end of the lease, you will have the option to extend the agreement or simply return the asset to us, which will remove your responsibility for – and the cost of – compliant disposal.

  • Green Asset Finance Green Asset Finance

    Green Asset Finance supports the finance of a variety of green assets through lease purchase, finance and operating leases.

    Qualifying green assets cover a variety of thematic projects including energy efficiency, renewable energy, green transport, sustainable food, agriculture and forestry, waste management and greenhouse gas emission reduction.

    Green Asset Finance requires that proceeds are used for the stated qualifying assets. We follow our standard lending procedures in assessing each credit and conduct due diligence in line with our Green Product Framework 1.

    1Barclays Green Product Framework

    The Barclays Green Product Framework defines all eligible activities for Green Asset Financing. It has been developed in collaboration with Sustainalytics, a leading expert in Environmental, Social, Governance (ESG) and corporate governance research and ratings.

    Download Barclays Green Product Framework (PDF 585KB)†

Pipers
Client Story

Pipers

When an award-winning food manufacturer wanted to scale up its operations, Baclays' trade and assets finance helped equip Pipers to think bigger.

Unipart
Client Story

Unipart

When the major UK private company wanted to start introducing energy-efficient smart lighting to its warehouses, a Green Loan from Barclays was the ideal way to make it happen.

Sustainalytics
Solutions

Sustainalytics

Find out more about Sustainalytics – a leading provider of ESG and Corporate Governance research and ratings.

Contact us
Contact us

Get in touch

To discuss your business requirements and how Barclays can support you, contact us today.

Important information

  • This product is primarily available to UK corporates
  • Barclays Asset Finance is a member of the Finance & Leasing Association (FLA). Terms and conditions apply; please ask for details
  • The product referred to in this webpage is subject to separate terms and conditions
  • Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing.