Updated Cookies Policy - you'll see this message only once.

Barclays uses cookies on this website. They help us to know a little bit about you and how you use our website, which improves the browsing experience and marketing - both for you and for others. They are stored locally on your computer or mobile device. To accept cookies continue browsing as normal. Or go to the cookie policy for more information and preferences. If you clear your browser history to disable or delete all cookies, your cookie preferences will automatically be reset to accept all cookies. Please go to the cookies policy to make any changes.

Revolving Credit Facility

Gain the flexibility to draw down and repay your loan as often as you need within an overall agreed loan limit and during an agreed term, without early repayment fees or reapplying for finance.

Is it right for you?

  • We provide funds up to an agreed limit during the life of the term facility
  • Often used alongside a Term Loan to cater for your discretionary business spend

How it supports your business

  • Offers the peace of mind of knowing we’re committed to meeting your funding needs up to an agreed limit during the agreed term
  • Offers you the ability to draw down and repay the loan over the life of the loan, making it ideal for cyclical cashflow challenges, such as VAT bills or seasonal work
  • If you need to draw down some of the funds to cover a business expense, you can then repay the loan facility to zero at any time without charge
  • Available in a number of currencies, potentially reducing the need for Foreign Exchange risk management
  • Additional fees and borrowing costs will be applicable.

If this product isn’t right for you, try the related products below.

Important information

  • We commit to providing your Revolving Credit Facility for an agreed term
  • The product referred to in this webpage is subject to separate terms and conditions
  • Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing
  • In the event of repayment of a drawn amount (tranche) under the RCF before the end of an interest period for that tranche, Floating Rate breakage costs will apply.

Talk to us

Find out more about our Revolving Credit Facility by talking to your Relationship Director.

New to Barclays? Our experienced UK-based team can listen to your business need, offer assistance on-the-spot or put you in touch with the right specialist at Barclays. Call us on:

0800 015 4242*

Alternatively we can call you back or you can email us with your query.

Related products

Innovation Finance

A term loan or revolving credit facility partly guaranteed by the European Investment Fund (EIF) enabling it to be offered, subject to availability and eligibility, to innovative companies.


Minimise finance costs with this flexible form of funding.

Term Loan

Receive finance over a specified period for general business needs.

How can we help?

To discuss switching to Corporate Banking at Barclays, call us on: 0800 015 4242 *