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Asset Finance

Help to improve your performance and enable your business to grow with our Asset Finance packages.

Is it right for you?

We understand Asset Finance can be vital for a corporate business to grow successfully. Our range of products can help you fund the new equipment or vehicles your business needs.

  • We provide a flexible way to finance assets via a range of purchase, lease and hiring options
  • We can offer products that optimise your cashflow and may require no deposit or additional security
  • We have a team of Asset Finance specialists who help review your business needs and offer you the right solution

How it supports your business

  • Enables you to preserve capital and generate income from your new assets while paying for them
  • Provides flexible funding profiles, so you can match repayments to your cashflow cycles and streamline your finances
  • Alleviates the risk and responsibility of ownership

Lease Purchase: Collapsed

Allowing you to take advantage of the immediate cashflow benefits of leasing, this funding solution gives your company the opportunity to buy the asset outright for a nominal fee at the end of the agreed term. You can choose the agreement, terms and interest rate structure that best suits your requirements, including the amount of initial deposit you wish to make.

Finance Lease: Collapsed

You may be able to finance up to 100% of the purchase price of an asset with this option, minimising any deposit or capital expenditure on your behalf. You can agree the periodic rentals to be paid in return for the asset and, at the end of the term, you have the option to rent the asset for a nominal sum or to sell it and retain most of the proceeds. Your cashflow will be eased as VAT is payable on the rentals only, not the purchase cost of the asset.

Operating Lease: Collapsed

Ideal for businesses that need an asset for a period of time, but do not want to actually purchase it. You can benefit from the use of an asset and the income it generates. Rental payments can be tailored to match the income generated by the asset itself, or to suit your business cashflow needs. At the end of the lease, you will have the option to extend the agreement or simply return the asset to us, which will remove your responsibility for – and the cost of – compliant disposal.

Green Asset Finance: Collapsed

Green Asset Finance supports the finance of a variety of Green Assets through lease purchase, finance and operating leases. Qualifying Green Assets cover a variety of thematic projects including energy efficiency, renewable energy, green transport, sustainable food, agriculture and forestry, waste management and greenhouse gas emission reduction.

All Green Asset Finance will require that the proceeds are used for the stated qualifying assets. We will follow our standard lending procedures in assessing the credit and conduct due diligence in line with our green framework developed in partnership with Sustainalytics1.

1Barclays Green Product Framework
The Barclays Green Product Framework defines all eligible activities for financing. It has been carefully developed in collaboration with Sustainalytics, a leading expert in provision of Environmental, Social, Governance (ESG) and corporate governance research and ratings.

Find out more about Barclays Green Framework PDF† 585KB (opens in a new window).

Important information

  • This product is primarily available for UK corporates
  • Barclays Asset Finance is a member of the Finance & Leasing Association (FLA). Terms and conditions apply; please ask for details
  • The product referred to in this webpage is subject to separate terms and conditions
  • Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing.

Talk to us

Find out more about Asset Finance by talking to your Relationship Director.

New to Barclays? Our experienced UK-based team can listen to your business need, offer assistance on-the-spot or put you in touch with the right specialist at Barclays. Call us on:

0800 015 4242*

Alternatively we can call you back or you can email us with your query.

Related products

Asset-Based Lending

Asset-Based Lending can maximise the value of assets to improve working capital.

Corporate Lending

Benefit from a wide range of finance products to grow your business, recapitalise, refinance and consolidate debt.

ENABLE Guarantee

Flexible Asset Finance solutions with the addition of a cashback payment.

Supplier Finance

Optimise your cash and working capital management as well as reduce supply chain risk with this web-based platform.

Working Capital

Ease cashflow fluctuations with a range of products that can support you in covering everyday expenses or planning for growth.

How can we help?

To discuss switching to Corporate Banking at Barclays, call us on: 0800 015 4242 *