An overdraft from Barclays enables your business to manage day-to-day expenses and unexpected costs with ease. Access up to the agreed limit in your chosen currency – and only pay interest on what you borrow.

Solutions to your objectives
  • Access funds up to the agreed limit at any time
  • Barclays business overdrafts are uncommitted and repayable on demand
  • Interest is payable only on what you borrow
  • Available in a variety of currencies freely traded by Barclays in London.

How can a business overdraft support your business?

  • Your working capital is supported, enabling you to cover short-term cashflow fluctuations caused by everyday expenses or unexpected demands
  • Offered as part of most business current accounts, our overdrafts are are simple to set up and administer. They can be easily monitored through your account statements.

See important information and pricing on business overdrafts

Important Information

Barclays Bank PLC adheres to The Standards of Lending Practice for Business Customers which are monitored and enforced by The Lending Standards Board^.

1Negative reference rates: If your facility is aligned to a floating reference rate (e.g. Bank of England Bank Rate) and that rate becomes less than zero then it will be deemed to be zero i.e. the total interest rate charged for that facility will never be less than the facility margin.

Unarranged Borrowing Rate(UBR)


(Implementation of latest rate change: 03.06.2019)

2 If your account goes overdrawn without prior arrangement, or you go over your arranged overdraft limit, this is the standard rate of interest applied, unless we agree a different rate with you