Revolving Credit Facility (RCF)

• Access funds flexibly up to an agreed limit during the life of the facility
• Draw down and repay some or all your loan as often as you need within the agreed limit/term, without reapplying for finance
• Can be used alongside a Term Loan to cater for your discretionary business spend
• Available in a range of currencies, potentially reducing the need for Foreign Exchange risk management
• Additional fees and borrowing costs will be applicable.
  

• Offers peace of mind knowing Barclays is committed to meeting your funding needs up to an agreed limit during the agreed term
• Gives you the ability to draw down and repay the loan as often as required over its life for agreed periods, making it ideal for cyclical cashflow challenges, such as VAT bills or seasonal work
• If you need to draw down funds for one of the agreed periods to cover a business expense, you can then repay the credit facility down to zero at expiry of the period without charge.
  

Important information

• We commit to providing your Revolving Credit Facility for an agreed term and up to an agreed limit
• The product referred to in this webpage is subject to separate terms and conditions and fees
• Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing
• In the event of repayment of a drawn amount (tranche) under the RCF before the end of an agreed period for that tranche, prepayment fees or Floating Rate breakage costs are likely to apply
• A GBP facility for this product does not require that you hold a Barclays Business Current Account.
  

Barclays Bank PLC adheres to The Standards of Lending Practice for Business Customers which are monitored and enforced by The Lending Standards Board^.