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Working Capital

Providing flexible financing to smooth and improve cashflow, our full range of Working Capital products can help you meet your day-to-day financial obligations and fund your business' growth ambitions.

  • Dedicated experts to work with you to arrange suitable funding
  • Strong understanding of the cashflow demands in your industry through our sector expertise

How our products can support your business

  • Release of cash tied up in your sales ledger
  • Reduces impact of cashflow fluctuations caused by everyday expenses or unexpected financial demands
  • Provides convenient, simple-to-operate funding
  • Allows you to plan ahead, supporting your current business obligations and future growth objectives

Working Capital products compared


Factoring Confidential Invoice Discounting Overdraft
Available in multiple currencies Yes Yes Yes
Amount of funding available grows with your sales
Yes Yes No
We handle your sales ledger and credit management
Yes No No
Confidential No Yes Yes
Funding quickly available once agreed Yes Yes Yes

Our Working Capital products

Asset-Based Lending

Asset-Based Lending can maximise the value of assets to improve working capital.

Confidential Invoice Discounting

Access up to 85% of the value of approved invoices on an undisclosed basis to your customers.

Factoring

Access up to 85% of the value of approved invoices with reduced administration from passing your sales ledger management to us.

Overdraft

Minimise finance costs with this flexible form of funding.

Important information

The products referred to in this webpage are subject to separate terms and conditions.

Talk to us

Find out more about our Working Capital products by talking to your Relationship Director or Barclays Business Manager.

To find out more about how we can help your business, contact our experienced UK-based Sales Team on:

0800 015 8353*

Related products

Corporate Lending

Benefit from a wide range of finance products to grow your business, recapitalise, refinance and consolidate debt.

Revolving Credit Facility

Conveniently draw down and repay funds according to your needs.

Supplier Finance

Optimise your cash and working capital management as well as reduce supply chain risk with this web-based platform.

Term Loan

Receive finance over a specified period for general business needs.

How can we help?

To find out more about how we can help you, contact our Sales Team on: 0800 015 8353*