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Term Loan

Benefit from flexible financing that can be tailored to your specific business needs with our Term Loan.

Is it right for you?

  • We offer loans of £25,001 or more
  • Available in a number of currencies, terms, repayment profiles and interest rate structures

How it supports your business

  • Provides finance over an agreed term
  • Provides funding for a range of business needs, such as consolidation of existing debt or purchase of assets to enable growth (for example plant or machinery, property)
  • Offers flexible features – available in Sterling and a number of currencies, so you can match your loan to income in a currency, potentially reducing the need for Foreign Exchange risk management; choice of a fixed or floating1 interest rate, or a mix of both; and choice of a single or staged drawdown
  • Gives you a flexible repayment structure so you can match payments with income

If this product isn’t right for you, try the related products below.

Fixed rate finance

If certainty on the level of your loan repayments is important to you, we can discuss fixed rate solutions suitable for your business. Fixed rates can aid business planning and the formulation of projections, by eliminating the uncertainty around future interest expenses. To find out more about fixed rates please talk to your Relationship Director.

Important information

  • The product referred to in this webpage is subject to separate terms and conditions
  • For fixed rate loans, should you decide to repay early or cancel, breakage costs may be payable
  • Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing
  • Additional fees and borrowing costs will be applicable.

Talk to us

Find out more about our Term Loan by talking to your Relationship Director.

New to Barclays? Our experienced UK-based team can listen to your business need, offer assistance on-the-spot or put you in touch with the right specialist at Barclays. Call us on:

0800 015 4242*

Alternatively we can call you back or you can email us with your query.

Related products

Barclays Green Loans

Funding for a variety of green and energy-efficiency projects.

Enterprise Finance Guarantee Scheme

Access funding with this UK Government guaranteed loan scheme.

Innovation Finance

A term loan or revolving credit facility partly guaranteed by the European Investment Fund (EIF) enabling it to be offered, subject to availability and eligibility, to innovative companies.

Revolving Credit Facility

Conveniently draw down and repay funds according to your needs.

1Negative interest rates: If your facility is aligned to a floating reference rate (e.g. Bank of England Bank Rate) and that rate becomes less than zero then it will be deemed to be zero i.e. the total interest rate charged for that facility will never be less than the facility margin.

How can we help?

To discuss switching to Corporate Banking at Barclays, call us on: 0800 015 4242 *