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Asset-Based Lending

UK companies are increasingly opting for structured cashflow lending to drive business growth as an alternative to traditional forms of bank loans and overdrafts.

Asset-Based Lending (ABL) takes a holistic view of asset class values such as receivables, inventory, property, and plant and machinery to improve working capital. This allows corporates to rapidly raise and deploy funds against these asset classes to harness opportunities.

Is it right for you?

  • A flexible package linked to the revolving nature of business – often with less onerous debt servicing obligations compared to conventional debt
  • Funding looks beyond historical performance to consider specific short and longer-term business objectives e.g. acquisitions, loss of a major shareholding or tooling up for seasonal peaks 
  • Asset-Based Lending offers a powerful financing solution for mid-sized and larger companies that seek to maximize the value of their assets, achieve greater liquidity and pursue new growth opportunities
  • Multiple currencies available

How it supports your business

  • Growth Companies where funding requirement outstrips equity/retained earnings/EBITDA
  • “Cash out” or “long-term use” situations (such as MBO, dividends, acquisitions, ECA Financing)
  • Re-structure existing funding arrangements
  • ABL works well for businesses with a distinct seasonality e.g. build-up of inventory to support seasonal selling period.

Important information

The products referred to in this webpage are subject to separate terms and conditions.

  

Talk to us

Find out more about Asset-Based Lending by talking to your Relationship Director.

New to Barclays? Our experienced UK-based team can listen to your business need, offer assistance on-the-spot or put you in touch with the right specialist at Barclays. Call us on:

0800 015 4242*

Alternatively we can call you back or you can email us with your query.

Related products

Corporate Lending

Benefit from a wide range of finance products to grow your business, recapitalise, refinance and consolidate debt.

Supplier Finance

Optimise your cash and working capital management as well as reduce supply chain risk with this web-based platform.

Working Capital

Ease cashflow fluctuations with a range of products that can support you in covering everyday expenses or planning for growth.

How can we help?

To discuss switching to Corporate Banking at Barclays, call us on: 0800 015 4242*