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Refinance Your Business and Improve Cashflow

I want to...

Refinance My Business

We understand that refinancing your business is a major decision, one that can deliver benefits – like improved cashflow and working capital or delivering a reduction in costs – if the risks are correctly managed. That’s why your choice of a financial partner to help you undertake refinancing is so important.

At Barclays, we can offer you the experience that comes from helping to successfully refinance thousands of businesses and over 325 years of banking history. And you can benefit from the individual service of a dedicated Relationship Director to see your business through every step of the process.

A holistic view

Each business is unique. Our first step is to understand your business – its cashflow and working capital, trading cycle, the challenges and opportunities you face, as well as your current and future ambitions. We will work closely with you to analyse how refinancing can best serve your business before recommending a tailored financial package, taking into account the type and structure of facilities you will need in the medium-term and other requirements of your business.

Our Relationship Directors are dedicated industry specialists who have in-depth knowledge and experience of the sector you operate in. Depending on your requirements, we can also offer niche products for specialised projects like schools and hospitals, as well as alternative funding options such as accessing the Debt Capital Markets.

Regular reviews

To help ensure the success of your refinancing solution, your Relationship Director will provide you with regular financial reviews to help monitor changes in circumstances that may affect your business and require a different course of action. We will also continue to support your ongoing business plans and work with you to optimise your liquidity management and maximise future opportunities.

Key products to support your business needs

Asset Finance

Finance to help you fund new equipment or vehicles, enabling you to maximise performance or growth.

Confidential Invoice Discounting

Access up to 85% of the value of approved invoices without customers knowing we are involved.

Liquidity Management

Improve the management of your surplus cash through our suite of day-to-day and long-term deposit products.


Minimise finance costs with this flexible form of funding.

Revolving Credit Facility

Conveniently draw down and repay funds according to your needs.

Term Loan

Receive finance over a specified period for a range of business needs.

Talk to us

Find out more about refinancing your business by talking to your Relationship Director.

New to Barclays? Our experienced UK-based team can listen to your business need, offer assistance on-the-spot or put you in touch with the right specialist at Barclays. Call us on:

0800 015 4242*

Alternatively we can call you back or you can email us with your query.

How can we help?

To discuss switching to Corporate Banking at Barclays, call us on: 0800 015 4242 *