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Customer experience

Convenience meets connection

The future of customer experience will be defined by technology that complements – rather than replaces – human interaction. As innovations like artificial intelligence, augmented reality and voice recognition continue to shape retail, brand loyalty will depend on how well businesses balance seamless efficiency with meaningful, personalised service.

As a result of Covid-19, the way businesses connect with customers has changed. While technology like self-checkout and app-based ordering brought speed and convenience, many now realise the cost; losing the personal touch that builds loyalty and boosts service. Today’s shoppers want the best of both worlds: easy, seamless experiences with real human connection when it counts.

The human touch still matters

  • 70% say warm, friendly service improves their shopping experience
  • 52% prefer shopping in-store to see and feel products
  • 46% value stores that create a special in-person environment.

When tech adds friction

Some innovations can hinder the experience if they feel intrusive or confusing.

  • 41% are put off by dynamic or surge pricing
  • 29% feel that QR codes detract from the shopping experience
  • 36% believe the returns process has become more complicated.

In-store innovations

When used effectively, technology can streamline the checkout experience, allowing businesses to serve more customers and boost productivity.

  • 94.6% of all eligible in-store card transactions were made using contactless in 2024
  • Cardholders made ten times as many contactless transactions per month in 2024 compared to 2015, on average
  • 41% say contactless and checkout-free options improve their experience.
     

What this means for brands

Brands need to blend technology with humanity. While innovation can streamline service, it must not come at the cost of connection.

  1. Balance digital and personal – deliver seamless shopping with a human touch
  2. Design for delight – use tech to remove friction, not add it
  3. Prioritise clarity – ensure pricing, returns and interfaces are simple and intuitive.
     

Shoppers want less friction and more convenience at the checkout. We're now seeing fewer pain points, with the increased use of contactless and a smoother omni-commerce customer journey, merging the worlds of digital and in-store. However, consumers still value personal service and the human touch as part of their shopping experience.

Harshna Cayley

Head of Payment Acceptance, Barclaycard Payments

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To discuss your business requirements and how Barclays can support you, contact us today.


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