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Shaking up UK payments systems

March 2018

The way UK payment systems are governed will look dramatically different in 2018. The Bank of England is now running the UK’s high-value payment system, CHAPS, instead of an industry-owned company, and it will spend 2018 and 2019 redesigning the payment system for the future.

Early in 2018, the retail payment systems of Bacs, the Cheque and Credit Clearing Company, and Faster Payments will be acquired by a new company. This new company, known as the New Payment System Operator (or NPSO), will also take forward the Payment Strategy Forum’s blueprint to build a new payments architecture for the UK.

Find out what impact inflation could have on consumer confidence.

MiFID II: here we explain the aims and implications of MiFID II for clients and banks.