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Overdraft

Gain convenient access to flexible funding without being tied to drawdown or repayment dates with our Overdraft product.

Is it right for you?

Your working capital is supported, enabling you to cover short-term cashflow fluctuations caused by everyday expenses or unexpected demands
You can access funds up to the agreed limit at any time
Our Overdraft product is uncommitted and repayable on demand

How it supports your business

  • Offered as part of your business current account. Convenient and simple to administer and monitor through account statements
  • Minimises your finance costs because interest is only payable on what you borrow
  • Available in all currencies freely traded by Barclays in London, so can potentially reduce exchange rate risk by matching borrowing to anticipated receipts in a particular currency

If this product isn’t right for you, try the related products below.

Important Information

  • Interest rates are linked to the Barclays Base Rate or the relevant reference rate for currency overdrafts
  • Fees may apply if you don’t use the Overdraft. If these are to apply, they will be agreed with you when the facility is arranged
  • Your Overdraft limit will be agreed and confirmed in writing, together with interest and fee details, and any requirements such as security
  • The products referred to in this webpage are subject to separate terms and conditions

Talk to us

Find out more about our Overdraft product by talking to your Relationship Director.

New to Barclays? Our experienced UK-based team can listen to your business need, offer assistance on-the-spot or put you in touch with the right specialist at Barclays. Call us on
0800 015 4242*
Alternatively we can call you back or you can email us with your query.

Related products

Cash Pooling

Optimise the efficiency of your working capital with our Cash Pooling techniques.

Confidential Invoice Discounting

Access up to 85% of the value of approved invoices without customers knowing we are involved.

Factoring

Access up to 85% of the value of approved invoices and reduce administration by passing your sales ledger management to us.

Revolving Credit Facility

Conveniently draw down and repay funds according to your needs. Usually more suitable for larger limits.

Payments and Collections

Access an extensive range of products and services to support your organisation in efficiently initiating and receiving payments.

How can we help?

If you are new to Corporate Banking at Barclays, call us on: 0800 015 4242*